Core Banking System & Management Information System

The integrated platform for Farmer Producer Organizations

From member registration and KYC to produce collection, M-Pesa payouts, double-entry accounting and cooperative governance reporting — one secure, multi-branch system purpose-built for Kenya's FPOs, SACCOs and agricultural cooperatives.

Live environment — seeded with representative FPO data

531
Registered farmer members across all branches
7
FPO branches and collection centres
522,362
Units of produce delivered current season, all grades
KES12,174,889
Paid out to farmers via M-Pesa Daraja B2C
Functional coverage

Thirteen integrated modules, one source of truth

Every requirement of the FPO MIS specification is modelled, integrated and reporting in real time — from farm gate to general ledger.

Module 01

Member Management

Individual and group farmer registration, KYC, biodata, farm geolocation, categorisation, nominees and full member lifecycle management.

Module 02

Produce Management

Delivery capture, grading and quality scoring, collection centre management, batch tracking, dispatch records and supplier performance analysis.

Module 03

Deduction Management

Input advances, seasonal loans, transport, processing and statutory deductions — automatic, recurring, and capped per member and payment cycle.

Module 04

Value Addition

Processing run management, raw-to-finished conversion ratios, finished-product inventory, packaging variants and product-level costing per batch.

Module 05

Accounting & General Ledger

Configurable chart of accounts, double-entry journals with mandatory balance enforcement, trial balance, budgets, cost centres and period closing.

Module 06

Mobile Banking

M-Pesa Daraja and Airtel Money B2C payouts, account balance inquiry, USSD service integration and automated SMS payment notifications.

Module 07

Payments & Transactions

Bulk farmer payment runs, multi-level approval workflows, real-time reconciliation against M-Pesa callbacks, reversal handling and payment references.

Module 08

Farmer Bonuses

Patronage-based bonus calculation engine, seasonal distribution schedules, eligibility rules and farmer-level statements for every bonus cycle.

Module 09

Security & Access Control

Granular role-based access control, MFA-ready authentication, configurable password policy and tamper-evident, time-stamped audit trails per user action.

Module 10

Reporting & Analytics

Real-time dashboards, configurable KPI tracking, produce and financial analytics, variance reporting and one-click Excel and PDF export for management and auditors.

Module 11

Multi-Branch Management

Branch and collection-centre hierarchy, branch-scoped operator access, cross-branch consolidation and head-office oversight in a single system instance.

Module 12

Cooperative Compliance

Statutory member register, share capital accounts, AGM record management, dividend calculation and board and committee governance documentation.

Module 13

Technical Infrastructure

Three-tier scalable architecture, RDBMS-backed persistence (MySQL/MariaDB), designed for high availability and horizontal scalability at county and national deployment scale.

Architecture & compliance

Built to enterprise and regulatory standards

Designed for formal procurement — aligned to the Kenya Data Protection Act 2019, cooperative regulations and county government procurement requirements.

Three-Tier Architecture

Presentation, application and data tiers are cleanly separated, enabling independent scaling, load balancing and maintainability. The data layer runs on RDBMS (MySQL/MariaDB) with relational integrity enforced at schema level.

RDBMS (MySQL/MariaDB) Horizontal scaling High availability ready REST API

Security & Data Protection

Transport encryption via TLS. Role-based access control restricts every resource to authorised roles and branches. Audit trails record every write operation with timestamp, user identity and before/after values — non-repudiable and immutable.

RBAC enforced TLS in transit Immutable audit log MFA-ready Password policy

Regulatory Compliance

Member register and share capital structures align with the Cooperative Societies Act and Commissioner requirements. Personal data handling is structured to comply with the Kenya Data Protection Act 2019, including consent, access and deletion obligations.

Data Protection Act 2019 Coop Societies Act AGM & governance records Audit-ready exports
Demo environment

Explore the full system — no configuration required

Four role-scoped accounts are pre-seeded with representative FPO data. Sign in with any account to explore the modules available to that role. Password for all accounts: password